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Buying your first property
1. Do your budget It is important that you make sure that you can afford what you are intent to buy. 2. Finance Broker Ask you finance broker to get a pre approval so that you will know how much you will qualify for in terms of lending money. |
3. Kiwisaver
Ask your Kiwisaver provider for a summary of what you can drawdown as a first home owner. Contact housing New Zealand to enquire about the first home owners home start grant.. This is an amount available under certain circumstances for first home buyers on top of their Kiwisaver withdrawals. Click here for more information. More on Buying / Selling of Real Estate |
4. Your Lawyer
Talk to your lawyer about your plans and arrange with your lawyer to advise you on all contracts and other documentation before you sign it. 5. House hunting Once you determined what you can buy for and what amount of money you will have for a deposirt, you can go house hunting. To do this effectively you will have to consider the following:
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